Just Travel dealt with my Travel Insurance quickly and efficiently. However, I am left with a feeling of being ripped off by the industry. Last year I had an Annual Multi trip policy with Winter Sports for £600.00. This year Free Spirit decided they didn't want anyone over 65. I was 70 when I booked last years with them. This year I'm 71. I have known, monitored and treated heart conditions. I've always been active, and my doctors say I am fit and OK to travel and ski. This year a similar policy through Just Travel was quote as £2700! The point I make is that I am at a lower risk than someone who has not had any medical and may carry an unknown medical issues, and I think it is an excuse for the industry to rip off older people who are determined to continue to live a full and active life.