I contacted Mortgage thoughts hoping that they could assist with a mortgage application as my situation was more than complicated, poor credit rating, deposit coming from family member, partner self employed and unable to prove proof of income. After speaking with Emma i was quickly and professionally made to feel at ease and confident that she could assist me even though i had a far less that prefect credit rating by the credit reference agency. After initially applying for what i thought would be a sub-prime mortgage for people that have less than a decent credit rating I was surprised that today my mortgage was approved for a rate as good as any high street lender. Thank you Emma for making this happen for us. Highly recommended by our family. Steve (Rotherham)