We would highly recommend mortgage thoughts to anyone who is seeking a mortgage broker. Luke and Stephanie are excellent communicators and answered all of our questions promptly. We thought we would struggle to get a mortgage at a competitive rate due to previous financial issues, but because of Luke's excellent expertise, he was able to secure us a fantastic mortgage product. Luke and his team took the stress out of applying for our mortgage and it was worth every penny. We will most definitely be using mortgage thoughts for our re mortgage in 5 years. Mortgage thoughts also helped us with life and house insurance. Rob was extremely informative and made choosing the right cover for us easy. Thanks to everyone at mortgage.