I very apprehensively took out a policy with Yoga Insurance having been with the same broker for nearly 15 years. I was fed up of paying a premium given I’m 51, and have been driving 30 years. Yoga was very competitive even though I added gold break down cover as extra, and I’m so glad I did. I broke down on the M4 today which was very scary but they organised recovery and got me back on the road within 90 minutes. I was extremely impressed at how efficient and smooth the process was. I was also extremely impressed with Highways England who acted immediately and slowed the traffic to ensure there was minimal risk. Excellent all round, I would definitely recommend 10/10 :)