Admiral Reviews

2.7 Rating 1,494 Reviews
41 %
of reviewers recommend Admiral
2.7
Based on 1,494 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Email, Live Chat
Queries Resolved In
Over A Week
Customer Service
1.3 out of 5

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Admiral 1 star review on 30th March 2024
Lettice King
Admiral 1 star review on 23rd February 2023
Anna K
Admiral 1 star review on 14th February 2023
Gabriel Tanasa
Admiral 1 star review on 15th April 2022
Terry
Admiral 1 star review on 15th April 2022
Terry
Admiral 1 star review on 5th May 2021
Mrs. Potter
Admiral 1 star review on 13th November 2020
Francesco Romano Dell’Anna
5
Anonymous
Anonymous  // 01/01/2019
Day 53 Still no reply or update
Helpful Report
Posted 4 years ago
Horrible insurance company, refused to deal with TPins, in breach of DPA by claiming claimant refused to settle the claim, encourage car hire company retrieve the replacement car in 24hour. Then provide a very low offer, stressing claimant to accept the offer. Tactic does not work, provide the final settlement on the following day and close the claim on the day after. Admiral is fully aware that Ombudsman do not have the authority looking into third party case as it does not fall under the definition of the customer.
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Posted 4 years ago
Prefer no stars, got falsely accused of hitting another car..spent 4 weeks trying to prove that I was not responsible despite engineers report, Police View CCTV AND CHECKING VEHICLE... Complete lack of customer service/care chose to take claimants version despite the fact that obtained personal details fraudulently and blatantly lied to Police... Claimant also has same insurance company “Conflict of Interests” In balance of Probability...not facts...
Helpful Report
Posted 4 years ago
My daughter took out insurance with Admiral in August 2017. She had just passed her test and went for an insurance policy which involved a telematics “black box” being installed in her car as this kept the cost down. One of the stated benefits of this was that it would help clarify fault claims in the event of accidents. The box was fitted incorrectly by Admiral initially - a fault they only picked up after several weeks although it was put right eventually. In June 2018 they kept calling her about an accident that had been reported to them by a Direct Line customer who had indicated my daughter’s car as having caused the accident. In fact, the car was not driven on the day in question, a fact she verified by sending in a statement from her boss, who was on a 48-hour shift with her at a residential facility for children, making clear that she did not leave the premises on the day the accident was said to have taken place. She also asked them - on many occasions - to check the telematics data which would have proved her non-involvement but they kept on refusing on the (bizarre) grounds of “data protection”. They did not accept her employer’s evidence as proof, an independent inspection proved - according to them - “inconclusive” and they would not check the telematics data. Consequently, the case remained open with no evidence that Admiral were doing anything to resolve it despite repeated requests. I had paid for the insurance on my credit card initially and, when checking my statement, was shocked to discover Admiral had taken nearly £2500 out of my account without asking either my permission or my daughter’s, or even alerting us to their intention to do so. They admitted this was an “error” and refunded the money but told my daughter she would have to pay this sum up front to renew her insurance as they wanted a large deposit against the claim being settled against her. She did not have such a sum and she needed a car for her job. Because of the outstanding claim no one would insure her either at all or only for a huge sum so she had to take out a series of one-month temporary policies costing on average £200 a month while battling with Admiral to sort this out. EIGHT MONTHS later, after her latest complaint (and having paid about £2000 in temp insurance) the complaints guy from Admiral called and asked why no one had checked the telematics data. WHY INDEED? He did so and within a couple of minutes confirmed that the car had been stationary throughout the period this accident was meant to have occurred and said they would remove the unresolved claim from their data. She took out a policy with RAC but after a couple of weeks they cancelled it because they had received data from Admiral still showing this outstanding claim they said they had removed. Because of the policy cancellation (and despite Admiral contacting them to confirm their error) they quoted her a much higher price to start a new policy. She went elsewhere - and exactly the same thing happened because of Admiral’s failure to remove the data in a timely fashion. Following the unequivocal evidence provided by the telematics data that she had no involvement in this supposed incident they sent her a cheque for £300 and said the matter was closed - no negotiation, no offer to discuss the matter, just washed their hands. Being about 15% of the amount she was forced to pay for temporary insurance because of their appalling service, and taking into account their unauthorised raid on my credit card to the tune of a few thousand pounds, this was paltry enough. To add insult to injury they have refused to offer even an apology for the wrong information being given to other insurers let alone any compensation. My daughter now works for a charity located in the depths of the countryside with no public transport links and is totally dependent on her car for work. Due to Admiral’s negligence she was left stranded there without insurance after the new insurer cancelled with immediate effect - not once but twice. All attempts to sort out the dubious claim against her and all subsequent matters have been met by Admiral with disinterest, inaction, incompetence and evasion. This is truly shocking behaviour by a company which clearly cares nothing for the plight of its customers. My advice - avoid the hassle, stress and expense and go elsewhere.
Helpful Report
Posted 4 years ago
Bought admiral insurance online via go compare and in the quote asked for no claims protection to be protected which was part of the price. Then called admiral with the reference quote we got with the NCB protected but the Admiral agent didn’t include this on the insurance and was left that way in the renewal last year. Only found out after a claim had taken 20+ years back to 3 and after telephone calls to argue this Admiral were not interested and said it’s not there fault!! I told them it’s not mine because we had the price quote included with the NCB protected and therefore expect it to be on the insurance! I even have the go compare quote in 2017 showing we had selected this. So now going through the complaints department ... so no I would not Recommend this lot as they can’t fulfill you’re paid quote yet if it was the other way around and you had given wrong details the insurance would be void. Avoid !
Helpful Report
Posted 4 years ago
Appalling service dont use I have been waiting for them to successfully send dashcam footage to a third party insurance for two months with them constantly lying giving wrong information and numerous excuses of IT issues as to why they haven't sent the footage correctly in almost two months. This is delaying not only an admittance of liability by the third party and also delay injury claims due to the incompetence of my own insurance. As soon as this is resolved I shall be cancelling my insurance with admiral and going elsewhere.
Helpful Report
Posted 4 years ago
Avoid! After passing my driving and paying my insurance on time with Admiral I have been very dissatisfied and frustrated with the lack of support and lack of customer service received. I was involved in an accident which wasn’t my fault ( a guys wheel came off into my bumper after HE crashed into a police car in front of him) , this happened in January and I have been going back and forward contacting Admiral to check and see where my things are, whether I’d get a courtesy car since they decided to write off my car, they had barely contacted me and I had to keep chasing them . They kept making excuses leading to me calling the third party insurer myself (DOING THEIR JOB) and in one day the 3rd party took liability and gave me a courtesy car and in a week a payment to buy a new car. The third party insurer (Covea) even told me Admiral had not told or called them about the accident and I was surprised to have to explain to them what had happened.Admiral told me they would not give me a courtesy car because my car was written off and not being repaired and ironically I was told they would treat my case as urgent as I was working in a different city at the time and had to do over 3 he journeys home on a train. To make matters worse the claim still hasn’t been closed and they claim they are waiting for the 3rd party to pay some remaining money then they will close the claim and put my no claim bonus . Meanwhile they had taken two months payment of insurance out of my account even thought I had no service with them .I am still waiting for this refund that I am not even sure i will get !! I had stopped my payments to them and I received a threatening letter which led me to call them probably the 100th time in 3 months . Also I had to call the customer service team who had no idea what was going on and I told them not to threaten me and contact the claims team to check that I did not have to pay them anything as I was told this accident wasn’t my fault and they were waiting for a payment from 3rd party to close the claim. Luckily a sales/customer service employee actually contacted the claims team and called me to apologise about the letter and that he had noted on filed I had nothing to pay. Finally now I am waiting for this claim to be closed as I have not be able to afford insurance with another insurer because it looks like the accident was my fault even though admiral told me it wasn’t . I tried to go to a different company who increased the insurance over my budget which i cancelled as couldn’t afford. This cancellation has also led to the price being increased in any quote I do online ..like a domino effect! I was paying almost £900 a year with good history and good driving and now because of Admirals lack of work and slow service I have been quoted £2000-3000 per year which is ridiculous. I am furious at this point at the lack of work or effort and blatant attempt to keep money from me by admiral and best believe I will be getting back every penny they have taken and money for my transport and inconvenience . I have put though one complaint and they sent me £80 pounds which is a joke I just want to have my name cleared and claim closed and have an insurance I can afford again so I can drive to work. AVOID ADMIRAL AT ALL COST ! They do not do anything and I promise I have literally been calling them everyone for updates and get read a script of replies but if this does not end this week I will take the matter up with financial ombudsman.
Helpful Report
Posted 5 years ago
My car was run into by a third party; the damage was such that Admiral declared it a write-off. Despite policy wording around paying out “market value” and “this is so you can replace the car with one of similar age, condition, mileage and specification”, they failed to do this, and short-changed me by around £700. Have cancelled all remaining policies, referred my case to the Ombudsman, and will never again use Admiral.
Helpful Report
Posted 5 years ago
Was in a non-fault accident where my car was written off. Was declared not at fault in just a few days, gave all the information they needed, got a full medical report from the GP and 17 months later, I've still not a penny of the £3000 they told me I should get from the other side because they're extremely slow with contacting me or the other side. I've paid a fortune in calls to admiral. I call ever couple of days and changed my insurer a YEAR ago to Hastings (best decision ever) and still there's no progress whatsoever in my claim!
Helpful Report
Posted 5 years ago
Been with Admiral for a few years and went through the usual nonsense each renewal where the price gets put up till you call and get it back to a cheaper price than the previous year. In December my wifes car got rear ended. Other party's insurance took complete responsibility and covered all costs. Admiral though it would be a good idea to charge us an additional £180 for insurance for an accident that was not our fault and cost them nothing. Total greedy scum company just looking to boost their profits. Tell me how a person is going to be involved in another accident after their car has been rear ended? Looks like it's a case of guilty until proven innocent, even then you won't get that extra cost back. Just such a greedy company.
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Posted 5 years ago
Have had nothing but problems with the admin side of Admiral. Emails take weeks to come through. Or they tell you you're insured but it turns out, due to an automatic computer function you're not actually insured for 7 months.
Helpful Report
Posted 5 years ago
Been with Admiral going to 3 years now and on a multi car insurance. Had an accident since April with just few dents on the driver side of car. Admiral insisted on using its approved repairer who has had the car since April. As at today, the car is still with the repairer ( M& A Coachwork) almost 8 month just to repair body work. I have complained to Admiral and no action has been taken. I am now thinking of starting legal action.
Helpful Report
Posted 5 years ago
Their claims process is poorly organised. So many different departments involved. I was passed on to several different staff members, and there was poor communication between them. My policy was cancelled before they had any discussion with me about a settlement. I was not informed of the policy cancellation date. I was treated as though I was at fault for the incident which I wasn’t. Poor handling of cases, poor communication and poor treatment of their paying customers!!
Helpful Report
Posted 5 years ago
Shockingly bad. If you're currently insured with them through car insurance, look elsewhere immediately. Was unfortunate to be caught doing 49 in a 40 through average speed (cameras were questionable but that's beside the point) and declared my 3 points to Admiral. They hiked my already high insurance as a young driver by a whopping £2,500. They hope that you have had a course or points on your licence so they can hike it up and steal from you like the corporate bandits they are. Most staff are incompetent and are based overseas and they can barely understand a word you're saying, nor can you them. It may seem enticing as they offered me a competitive price however you're better off elsewhere - even staff agreed that the £2,500 hike was daft and, if you read between the lines of what they said, urged me to cancel and look elsewhere too!!!
Helpful Report
Posted 5 years ago
All went wrong, another company legally able to steal money! Try something else! But please not this one!!!
Helpful Report
Posted 5 years ago
Absolutely appalling service and would never use them again. Complete rip off when trying to not to renew your policy and charged an admin fee of £39.50 even though the policy was due to expire. Then a barrage of hourly phone calls by an automated system hassling for the extra money. It is outrageous how these companies get away with it. Had to block the number and still comes through on another number despite the amount being paid online. Would never recommend and never use again.
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Posted 5 years ago
Shocking service! Did not ask all questions in quote renewal process and now after the renewal are asking for another £100 and £30 of that is admin charge! If they had done the admin correct in the first place I wouldn’t be in this mess. Avoid avoid avoid! I already can’t wait for my year to be up to change company
Helpful Report
Posted 5 years ago
Their systems are appalling and designed to keep you on hold constantly. They ripped me off for an additional £60 for a speeding ticket that I declared on my online search. The insurance cover ended up costing more than my existing policy. Do yourself a favour and give these shysters a wide berth. Mutiny is justified given Admiral's complete indifference!
Helpful Report
Posted 5 years ago
Lost another customer. Have been a year with this company with my second car. It has been set up as pay monthly direct debit from day one until the renewal, when they've sent me a letter thanking for my custom and offering me a new lower premium of £616. As you know, these companies renew your policy automatically and that's fine however this company failed to inform me that they decided to take the full years premium of £616 in one go as opposed to monthly payments. Since I never had that amount of money on my account that day, they have sent me another email saying that my direct debit has been cancelled. Called their customer service today to explain what has happened and the guy told me that "since my direct debit came back unpaid, I now have to pay the full amount, or the policy will be cancelled." He then stated that I will need to pay this by the end of June (and it's August). My last email says that unless this will be resolved before 22 of August, they will have no option it to cancel my policy. I told the guy that I've lost the confidence in their company and want to cancel my policy he said I will need to pay £135 cancellation fee. For what?! I never paid £616 to start with so technically I never had a policy with them in the first place? I need to pay for their incompetence? How is that fair? Dear Admiral Insurance. Its 2018 and there's over a hundred insurance companies on comparison web sites. You don't care, people go elsewhere. Goodbye
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Posted 5 years ago
Admiral claims department are very incompetent, and fail to follow basic procedures (e.g. contact witnesses efficiently, or keep you updated) let alone treat cases fairly. As a young female driver who was involved in an accident, I have had a terrible experience with Admiral, after making 3 formal complaints and calling up multiple times. My accident was 8 months ago, and I am still in dispute about this case, and still making no progress as nobody takes any action. The case was originally put to be my fault, despite the damage on my car, my statement, and witnesses suggesting otiherwise. They still refuse to provide anymore information or support, and are treating this case totally unprofessionally because I believe they are covering something up. Do not rely on Admiral for any help.
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Posted 5 years ago
Admiral is rated 2.7 based on 1,494 reviews