RAC Insurance Reviews

2.2 Rating 1,192 Reviews
29 %
of reviewers recommend RAC Insurance
2.2
Based on 1,192 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Live Chat, Email
Queries Resolved In
Under An Hour
Customer Service
1.4 out of 5
Cancellations & Refunds
Cancellation Process
Difficult

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RAC Insurance 1 star review on 1st December 2023
John
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
RAC Insurance 1 star review on 27th September 2022
Marie Medor
Anonymous
Anonymous  // 01/01/2019
I used the enquiry number for members, just one option after another to be selected taking an age to actually speak to a real person!
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Posted 6 years ago
Steer clear of these Guys they rip you off
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(Home Insurance) - Posted 6 years ago
Making a no fault claim has been a farce. The RAC promote the services of Enterprise, who arrange repairs and car hire. You end up doing the chasing of the other insurance company, getting the other party/Enterprise/RAC/repairer to talk to each other. When I have made a claim in the past I have gone to the broker who sorts everything all out for you, seamlessly. In this case RAC is the broker, it is not a seamless process. I would not recommend RAC in this instance.
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Posted 6 years ago
My son had his card and called the rac when his car broke down we waited over an hour then when the guy came he asked if that was his card as it was added to our membership later he said it was and when I got out the car and asked what was wrong he said sorry and fixed the car we are still with them but not sure if we will be next year
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Posted 6 years ago
Wouldn't recommend for learner or new drivers. Black box policy is reasonable price (£550 approx) while learning but rockets to almost £4000 when test passed. To add to the insult when cancelling the policy they say throw the black box away having charged to fit it! Then had to pay £150 to new insurer to fit another one as they're not compatible. 😩 Add all that to hours on hold and no I wouldn't recommend them. Saddest thing is that nobody reads these reviews so confirming the view that RAC have no interest in customer service.
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Posted 6 years ago
I had a no fault car accident nearly 3 weeks ago. My car has still not been looked at, been passed between RAC, Enterprise and the underwriters with no communication between any of them. Enterprise are regularly ringing me up to say they are taking action and then nothing happens! No single point of contact to deal with my claim. I've made so many phone calls. Incredibly frustrating and confusing. Avoid.
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Posted 6 years ago
All seemed fine until I bought another car and wanted to extend cover on the original until the date of sale....this has not been a problem with previous insurers. They didn't seem to know the details of my existing policy and advised that a seperate policy with their relatively high temporary insurance cover was the only option plus admin fee for changing original policy. Not impressed.
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Posted 7 years ago
I just completed my year with RAC motor insurance, during which there were no issues (I did not make any claims). Towards the end of the year they sent me a letter saying they would renew my insurance for £434 - it said I didn't need to do anything, I could just sit back and it would all be taken care of. £434 was much more than I had paid, and would continue to pay with other insurers (I pay around £250 a year). So their 'sit back and it will all be taken care of' was more of a 'if you are not on the ball enough to ring and change this, we will sting you'. I did ring - I requested that they did not renew. Then on the night that my insurance expired, I got an email saying they were renewing it. The email was - suspiciously- sent 3 minutes after the helpline closed, so there was no chance for me to stop it happening. I rang the next morniing. The advisor was helpful, but it will take around 2 weeks for the £434 to be repaid into my account.
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Posted 7 years ago
Accident last Nov 2015. Still not fixed April 2016. Awful experience. RAC simply bounce you to an insurer and overcharge for that service. The insurer they lumber you with Ages is rubbish. RAC also tried to charge inflated recovery package on renewal. I bought another cheaper povider with better package. Definitely will never use RAC again as insurer. They simply don't care about the customer. Loyalty is not rewarded. They just increase charges each year for no reason. Better to use another broker.
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(Car Insurance) - Posted 8 years ago
WHEN I WENT THROUGH ON TELEPHONE TO CLARIFY POINTS AND GET DIFFERENT QUOTES THEY COULD NOT PULL UP MY REFERENCE NUMBER AND TOOK OVER 20MINS BEFORE FINDING MY QUOTE. THEN THEY TOOK ME ALL THROUGH THE DETAILS I HAD PROVIDED AGAIN, THE FASTEST DEALING WAS THE ENQUIRY FOR DIFFERENT COMBINATIONS OF QUOTES, AND AS IT WAS A PREMIUM NUMBER I GOT THE DISTINCT FEELING THE IDEA WAS TO KEEP ME ON THE PHONE AS LONG AS POSSIBLE AND IN THE END THE CALL COST ME £3+ PLUS A SURCHARGE FOR CREDIT CARD PAYMENT SO IN THE END I QUERY WHETHER I GOT THE GOOD DEAL QUOTED ON "GO COMPARE". THE REASON FOR AMENDED QUOTES IS RAC HAVE FINISHED DISABLED MEMBERSHIP AND THERE "BETTER" MEMBERSHIP IN MY CASE ISN'T.
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(Car Insurance) - Posted 8 years ago
I was new to the online system. One of the main problems I did not understand the rules of no claims transfer. My new car still was insured when I tried to use it for my new policy. I sent details to RAC several times via email. The response came back phone RAC. It was at this time I found out about unable to use the same no claims on two different cars. I had to pay in full + £25 because I was changing my policy. I had sent my no claims to the RAC several times since and the email response I got back was phone the RAC. They explained the 16 years I had built up could not be accepted but they will give me 10 years. It would mean a fee of £25 to change my policy again. I had no paper work thorough the post. I phoned them up and my details are all on line. I was upset at the time. I am not a spontaneous person. I am also 67 and not as quick and into technology as some youngsters. I did not change my policy and I will not be renewing it. I will be going back to my other insurer who will send me the paperwork and my 16 year entitlement.
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(Car Insurance) - Posted 8 years ago
Watch out many many hidden costs from £25.00 to update your own details online to extortionate rates if you change address very costly will not deal in future with this company. Our other insurance charged £1.98 extra RAC charged £56 when we changed address need I say more. After elevating our complaint to manager he did refund £46 but still charged £25 admin.
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(Car Insurance) - Posted 8 years ago
Expectation for no claims bonus excessive
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(Car Insurance) - Posted 8 years ago
Expectation for no claims bonus excessive
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(Car Insurance) - Posted 8 years ago
They were very misleading about being able to accept records from abroad to support no claims bonus. Basically said they would (which is main reason I chose them) but then didn't.
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(Car Insurance) - Posted 8 years ago
I took on this policy as through a well known comparison site. I chose the policy as I was quoted £450, however when the policy came through it cost a whopping £1,000 and by this point I had already cancelled my previous policy which was around £600.
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(Car Insurance) - Posted 8 years ago
The auto renewal on the RAC policy with very little communication (apparent email of which i have no log). This is not what you would expect from a large company.
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(Car Insurance) - Posted 8 years ago
I regret taking my car insurance policy out RAC because it does not provide quality service when you have accident
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(Car Insurance) - Posted 8 years ago
Didn't receive any policy documents,either in post or by email,disappointed. Have not receved renewal policy,sent email with new address,to no avail. New address is: 17a Park Lane, Castle Donington, Derbyshire. DE74 2JF. Tel: 01332818819. Mob: 07527430072. Could you please send renewal notice to new address please? Many thanks, Colin Laker.
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(Car Insurance) - Posted 9 years ago
RAC Insurance is rated 2.2 based on 1,192 reviews