The Co-operative Insurance Reviews

3.6 Rating 697 Reviews
65 %
of reviewers recommend The Co-operative Insurance
3.6
Based on 697 reviews
Customer Service
Communication Channels
Telephone, Email, Live Chat
Queries Resolved In
Over A Week

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DO NOT USE. My car was hit whilst stationary and they disputed my claim and took me to court!!!!!! Fraudulent company please don't make the same mistake we did. Use another company please!
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Posted 4 years ago
My car was written off after the floods in Yorkshire last year. Co-op Eco Insurance paid out on the claim no problem, and everything was handled very well. However... Co-op eco insurance only has ONE underwriter, and they decided they wouldn't insure my new car. I was forced to take out another policy with a good insurer, and when I called to cancel the policy, I was told that because no-one else was involved, the floods were my fault! (I also control the wind, fire, and other natural elements). As river's overflowing were MY fault and they paid out, they are now forcing me to pay the remaining time left on the policy. They were happy to move the policy to another car they would insure, but because they wouldn't insure my new car, they're making me pay. I would highly recommend them when things are going good, but we all buy car insurance for the times when things are going bad - that's where they are pathetic. Do not put yourself through it because a meerkat told you too. Co-op Eco Insurance will cost you. Not recommended at all, and very disappointed.
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Posted 4 years ago
Poor customer services with frequent changes of quotations for the same car with same cover, difficult to communicate with at least a couple of staff . Very much disappointed.
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Posted 4 years ago
This company would only provide you with 9 years NCP proof despite you have more than 9 years. If you have a lot of years NCP, they will change it back to 9 years once you have done with them. I don’t know what to say, they said it’s simply down to their policies, most bizarre things I ever heard. Insurers will invalidate your policies if there is a tiny piece of inaccurate information you provided to them but in terms of NCP, it’s OK for them to round down from 20 years to 9 years? It’s a joke.
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Posted 4 years ago
This company insured me then uninsured me . the to add insult to injury told me that they would not insure me anyway. presumably because of my age. A very unhappy experience and I will never use this company again
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(Car Insurance) - Posted 4 years ago
Rubbish - had an accident on Friday, you can’t contact them until Monday! No good if you have a job and need a courtesy car!
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Posted 4 years ago
I write this on 30.1.20, had my car stolen 18.12.19, I’m still being messed about with inane questioning regarding the theft which was reported immediately to police, car found miles away in Doncaster. I’ve had no vehicle all this time!! Do not use COOP Insurance, u will regret it if you have to make a claim. They’re only interested in taking your money. Customer care is atrocious.
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Posted 4 years ago
A person drove into my car ..she is with the co op.. that's where my nightmare started and their 3 party partner Sedgwick. Between them it's hard work my car needs too new doors they said we replace one door and repair the other .. How can that be want to use filler on the door it had filler in before.. If I could of rated them o I would have..Do not use co.op group of company's for anything they don't care for anything other than money.. customer service nil.. Martin
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Posted 4 years ago
I had hit a bollard on my rear right wheel arch, this caused my side air bags to deploy on that side. The car failed to start as a result and blocked part of a road. Co Op were unable to get someone to rescue me and I ended up using my own time and money to recover the car to my workplace. Nearly a week later Co Op are still dealing with the claim and no one has yet seen the car yet. Really hopeless customer service so far, which has taken 4 phone calls over 3 days, my car was left in a dangerous spot for over 12 hours causing a hazard to traffic. I cannot wish my worst enemy to experience the appaling customer service and response time from Co Op.
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Posted 4 years ago
The Co-op & there Many sub contractors cancelled our Premier Inn room and sent our family of 3 BACK to our Biohazard of a home when mh 9 year old son has Asthma & was having a tooth extracted the next day!! No 'like for like' couple of rooms fir a family to survive in, NO a small family room, which they then telephoned us at 10:26an yesterday and told us to categorically 'leave the Premier Inn' and go BACK to our home where we are forbidden from using the toilets And told NOT to use the running water!! Avoid this company and ALL their subcontractors like the plague!! Have had monstrous treatment ftom them, no empathy whatsoever, will take this to The Financial Ombudsman their 'remedial work' if its not done to THE highest standards, so should you. Be warned.
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Posted 4 years ago
If I there was an option for 0 star that's what I would give Co-op car insurance. The best advise I would give you is to stay away no stress trying to sort out problems making phone calls to them. They do not care just want your money . I received a call from them yesterday threating to sell my private reg after my car was writen off now is that rigth. I reg belongs to me the engeer who call was so rude and very upsetting for me after 1 year they have not assisted me to obtain my private reg back. DO NOT TAKE OUT CAR INSURANCE WITH THEM .
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Posted 4 years ago
They tell you lie after lie been messed about in the last 3 weeks told lies they even told AA insurance lies and they had it recorded so I have proof of this don’t buy car insurance from them
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Posted 4 years ago
Appalling service Appalling service, avoid like the plague. Paid and found should of started the insurance a day earlier. Customer services couldn't change the very simple request. No manager available either. Ended-up having to cancel, they couldn't even send me an email to confirm cancel of insurance either. Think I'll stick with AXA
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Posted 4 years ago
Been with co op for 2 years now. Receive a renewal to say that as from 12th they cannot offer me monthly instalments and I would have to pay the full price. Absolute joke never claimed, always paid and now have to find the money to put on a down payment for a new insurance. Joke of a company.
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Posted 4 years ago
My experience with co -insurance company still has not been resloved 1 year later .My car was but my private plate . I still can't understand so I am still trying to obtain my private plate. From DVLA. No one from your company has offered any support. I was told that the company was not responsible and i would have to sort it out myself. This has been disappointing and stressful experience for me and I would use your company again for this reason. Chicketa thomas
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Posted 4 years ago
Take your money but do not help with anything. 1 day into policy car drove into the side of me parked up I wasn’t even in car coop wouldn’t do anything about it unless I pay access. AVOID AT ALL COSTS. They say your NCD is not valid and ask you to keep chasing it. You make a compliant they say it is what it is
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Posted 4 years ago
If only there was a ZERO. I have a claim- they query everything, try to say its 2 claims and 2 excess payments. The approved body shop driver turns up and starts analysing your claim and what may not be covered, if I went to brain surgeon I would not expect advise by the car park attendant. They are con artists and shameful. Tbc
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Posted 4 years ago
I would give them a minus review if possible, easy to take your money but when it comes to helping you they can not be bothered and love blaming third parties! Stay clear of them!
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Posted 4 years ago
INSURANCE FRAUD. WHY IS IT THE CO OP DON,T WANT TO LISTEN.I HAVE REPORTED CAR INSURANSE FRAUD .I HAVE THE EVIDENCE OF PAPERWORK,SOLICITORS LETTERS.JUST BECAUSE IT HAS PASSED THE BAR CODE.PLEASE CAN YOU HELP ME.THIS CLAIM RUNS INTO TENS OF THOUSANDS.WHY? IS NO ONE LISTENING.WHAT ELSE DO YOU NEED TO BRING THIS CASE TO JUSTICE. PLEASE HELP.
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Posted 4 years ago
I agree with another reviewer Sedgewicks are only out to reduce the amount of money paid out on claims and do not give true cost for putting damage right. After a year we managed to get another 1K added on but total still fell far short of actual cost of work. I have only given 1 star as 0 star option not available. I made a complaint but it was not upheld by the Co op, they would not pay for water damaged vanity unit, said they would only pay if it fell apart when removed. A year later this was included in the extra payment after they asked for photos. Why weren't photos taken by their original surveyor? Absolute rubbish service.
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Posted 4 years ago
The Co-operative Insurance is rated 3.6 based on 697 reviews