“Credit rating not too good at all but i needed mo ey for.1 mo th and knew i could pay it back. Was unsure at first as i had not heard of Quidmarket. entered all my details honestly, they only asked for basic things and i was lucky to have my payslips online, so when asked i just took a screenshot and attached to my e mail. Money was in one hour later. Be honest and make sure you can afford it, start off with a small amount.
“Having paid my previous loan in full I was somewhat surprised that it took me a lot longer to be approved for a further loan, and also asked to supply my most recent wage slip, which I had to scan and email.
Although I was eventually approved for a loan, I think a better streamlined system could be in place whereby you just log in, apply for a new loan. There should be a tick box which says something like "are your circumstances the same as when you last applied"? Then proceed to apply and get approved a lot quicker”
“Applied for a loan told I was provisionally approved.
Few hours later was asked to send in image of wageslip which I sent. Another few hours later asked to send in an image of debit card which I sent. Another few hours passed and I received an email to say I was refused.
This does ring alarm bells with me.
If I was refused because of low credit rating then fair enough but surely they should conduct these checks first before asking for personal documents to be sent.
Have dealt with other companies and never seen this kind of practice.”