They sold me a credit card in the most shady manner imaginable. I went to the Burton's store in Bluewater shopping centre and was sold a credit card at the checkout desk. It was not immediately apparent to me though that what I was getting was a credit card and not a loyalty card until after I had agreed to get one, so it was too awkward to back out once I'd cottoned on. The terms and conditions where not presented to me in written form. I had to listen to recorded audio by listening into a telephone. The lady pretty much encouraged me to put the speaker down as soon as it started, which I did. I cancelled it as soon as I got the paperwork. Needless to say the interest rate was not advantageous to me. Certainly very unethical and I would struggle to see how this sales tactic could be legal.