Just cancelled my annual Europe multi trip insurance with Coverwise after being years with them. Never had a claim until the beginning of this year. I had an abscess on a tooth in Holland that cost me nearly 700 euros. Found an excuse not to pay clain. All what is written in the coverage such as medical expenses: £20,000,000, Cancellation cover: £2,000, Baggage cover £1,500 sounds good till you have a claim. When I cancelled the cover, they could not be even bothered to ask the reason why. It’s a pity I couldn’t choose 0 stars for this review. Shame on you Coverwise, would not recommend to use.