I sound stupid, in fCT i AM STUPID since I had a ru8n of strokes. I delayed jpoining Accendo because I thought I would show up as stupid. But I joined and found Joe Ngoyen was a very patient man. He gives me information and help every day. I had it all in mind the other day, but Joe spoke to me, and it was like having my case rearranged by a very kind customs man and I came away from is counter smart, tidy and ready for anything.. He got a technical expert to ring me about a problem I was having, and he was totally patient and kind though I was as stupid as I usually am these days. They are great.