I found the company very helpful , I had just come out of my marriage with debts and I contacted Aperture. Everything was a smooth and easy journey and never once was I made to feel inadequate. The staff were so helpful and encouraging letting me know what would happen every step of the way. I'm now in my 3rd year of my IVA and looking forward to completing my IVA in 2018 when I become debt free. The experience has taught me how to manage my money more efficiently now and when I become debt free I intend to stay that way. I cannot find any fault with the way I have been treated and I recommend them 100% if your looking to become debt free.