I know how it feels when you shut your self away from your debt. I had crates of debt letter I never opened. Keeping door locked because of bailiffs. But now I feel like so much weight has lifted off my shoulders. From days of bailiff banging on my door. Repossessing and court order. When I had only cans of beans to eat because of debt eating my money quicker than I could save it. I thought it was the end for me. I felt like an broken man. Doesn't matter how much debt you're in, help is around the corner. I took an IVA out instead of bankruptcy! The first couple of years was hard. But by working hard and keep at it. The weight lifted day by day. I followed the rules, I cleared my debt that the IVA couldn't cover (treasury money -HMRC, Court Fines). I paid off my family members and I have only a year left to go. But now I have only got my IVA left once that is completed I'm debt free! It's a long road but with the help of Aperture and the guidance from them you can go a long way to get your life back on track. I know their are some company that aren't up to standards out their but I tell you one thing Aperture is the best decision of my life. No judging, they understand your situation and professional. ???????? Keep going you will get your life back on track. Bailiff stopped! Letters stop and an help from Aperture.