being in debt can be soul destroying worrying constantly how to make ends meet. in many cases your situation is totally unforseen like mine which happened due to ill health forcing me to be unable to work anymore i was so glad to find an iva with aperture gave me hope for the future the process was professionally managed from the first phone call to the end of the process and now i am debt free i would highly recommend aperture to anyone who needs some help to put their finances in order and find a manageable solution to debt problems that can keep you awake at night i am glad i did