I think this company is just fantastic I was in a very very very bad situation through a health issue in the family I won't give the figures but I owed over 5 years wages and nobody wanted to help I was a lost cause but when I was recommended to these people by the VAT man of all people all that changed it was almost like they where my mates they got behind me talked to me and explained possible solutions, in the end, I was in an IVA this was something I had been refused on two other occasions using other company's I was told that my income was too low and there was no point in trying again but these guys got it for me and today I am debt free and it was easy. Thanks again you guys you're the BEST. Brian