Asda Website gave me the best quote as Motor Cycle Direct, they were an utter nightmare. Asda had no controll over the MCD, they took money then denied they had taken payment , & they wanted it again, I contacted the insurance company direct & complained. After contact from insurance company, then MCD found my money & issued a certificate. MCD are an agent. So Asda is an broker, that put you to a broker, MCD charged some £25 handling. Then they bombarded me with nasty threats to produce NCD, even when the policy did not start for weeks, my current insurane company, would not produce a ncd until current policy ran out.