I found the advisor to be very honest and transparent . We had a good chat about the pros and cons of having a new life insurance policy in place before my current one runs out and it all made sense. I like that I was the one I control of my decision and I asked many many questions which were answered easily and knowledgeably, and I never felt at all that I was being given a “sales pitch” . I’m very happy that I now have a new policy in place and can rest easy should anything happen to me. I also like that I can change my policy at any time should circumstances change.