After discussing life insurance and critical illness insurance with various providers, I got in touch with Mary from Bon Accord. She was very personable, friendly and took more time to understand my exact needs than any other insurance company/advisor I had spoken too. Not only that, the premium quoted by Bon Accord Life were not just competitive, but lower than I had received elsewhere. And any saving in premiums, when the length of the policy is considered, is a significant savings. Spoke to Nicola at Bon Accord later on, who was equally friendly. Without a doubt, they were the best advisors, acting very professionally but with a very friendly attitude. I have already recommended them to another colleague/friend of mine, who went ahead with them for his life insurance policy. I won't hesitate to recommend Bon Accord to anyone.