I had already purchased life insurance through the company and today Scott Ritchie called me to check if the cover I had was still adequate as I had had it for a number of years,we discussed index linking and I was happy for him to give me a quote. He was very pleasant and chatted in a very down to earth manner that I understood, he gave me 2 quotes for different premiums so that I could compare them and didn't pressure me in any way to take either. It was something I had thought about but would probably left for a while.I am glad he called and for a small increase in premiums I now have more appropriate cover. Thank you