I only went with Hardwick because they were constantly pestering my husband about it after he used them! After I recieved the offer from the bank I was constantly pestered with texts and phone calls before I had even recieved the cheque. THEN the invoice arrived giving me 7 days from funds being credited to make payment os nearly 1300 GBP and a threat for high court enforcement. Would never recommend any of these companies to act for me or anyone else EVER. If there is a next time, I'll do it myself and I'll save a fortune. PPI companies need stricter regulations, total robbers all of tgem.!!!!!