I went to CLS after failing to get a mortgage from a free online broker due to a single missed payment a year ago. That broker wanted to keep applying to different lenders with no checking of whether I would fit the actual lending criteria. I called CLS and Tom D was incredibly helpful, he listened to my circumstances, matched me with a lender who would accept people in my position and got me an agreement in principle the same day. Gemma B then picked up the case and was very responsive and proactive, really helping to speed up the underwriting process. I paid just under £400 for all of this and I couldn’t be happier with the value, I don’t think I’d have secured the mortgage I needed without them.