Curry's sold laptop as brand new. It broke down within 5 months. Their IT techs tried to reboot the machine, but it would not reboot, they couldn't find the operating system, they stated that it had a serious hardware fault, asked if I was the second owner. I returned the machine back to currys telling them to cancel the finance agreement. It was a 'buy now pay a year later.' Curry's manager stated that if he did this he would have to refund creation finance and that he was not prepared to do this, stating that under the agreement I had to allow them to repair the fault. I did not agree to purchase a faulty machine sold as brand new and found to be second hand after discovering that it was missing its original operating system. Creation Finance first told me that curry's need to confirm that the machine is with them before they would cancel the finance agreement. I provided creation finance with proof that curry's had the machine. creation finance would not reply to my messages until the year was almost up and the payment plan would come into force. Both currys and creation finance are the same as each other, knowingly thieving and defrauding the public.