I was advised to do a DRO due to amount of debt. I rang to tell them i wanted to cancel the IVA they told me to email customer service so i did n got no reply. I rang again week later n got given email address for my cade manager, i emailed her and she replied to the 1st msg after 2 days. When i asked when i will have my refund cz they took a payment when they shouldnt have, she still hasnt replied and its been 3 weeks. They know i am a single mum n need my money for my child. They are ridculous at responding but quicl enough to take your money cz they will get a percentage no doubt.