Excellent Company, It got my wife and me out of financial difficulties after I was made redundant following 8.5 years at my previous job. We were with Nationwide B-S for a long time, and had never defaulted with any transactions with anyone all of our lives. We still had two outstanding loans with Nationwide, and other debs, which would have been paid off on my retirement as planned in April 2016. I was made redundant in February 2014. We Talked to Nationwide in the beginning, because I had some redundancy money, and it was decided that we kept paying, while we could, until I obtained another job. But getting another job at my age was difficult, I intend to work past my retirement as I feel fit and want to, and anyway need to - for financial reasons, carry on. But when I got back in touch with Nationwide, attitudes had changed, they said for a couple of months we could pay £25.00 off each loan as we could only afford that, this was following a 'means' test. After the two months things really began to get nasty, they where constantly phoning us! threatening! and sending letters every day, my wife is a little older than me and has finished work, but was really stressing about it all. Eventually we were told about Credit fix, They Pay our Creditors, and we pay them so much back per month, which is a lot less than at used to be. I have another job now but the pay is low, and this has been taken into account. they were brilliant from the outset, and now no letters or phone calls! Heaven!!! My only criticism is, that because they are so busy, its sometimes difficult to contact them by telephone, luckily i have a laptop, where we kept good contact.