I am extremely happy with my decision to sign up with XAPCREDITSOLUTION at GMAIL dot COM. I am trying to put my life back together by dealing with bad personal credit. My late husband had stacks and stacks of medical bills. I didn’t see a way out and I figured I’d give XAP Credit a chance. I read through all of the reviews, good and bad. In all of the good reviews I felt the people were genuinely happy with the service. I didn’t have anything to lose; they told me the program offered a 30-DayMoney back guarantee. I did my homework and saw how they really did make the same offer. I read through BBB reviews and saw anytime a client complained they seemed to respond genuinely as if they cared. That was enough for me to do my best to get out from under this weight of debt. I am glad I did within 6 days I had 12 items removed. I am now backing 2 credit card accounts with good limits for the first time in 5 years. I know better what can happen and how important credit actually is to a person. I referred my sister-in-law and she is happy so far. Thank you XAP Credit Solution Team. I feel like a new person.