Got the loan and paid most of it off quickly as to reduce interest ,then was allegedly able to apply for a top up waited three days and made a call to them myself as I wasnt contacted only to get told that it was declined because they have to build a relationship with me in other words I paid them too quickly and they wanted me to pay them slower as to accumulate all that interest. Dont know what kind of scam these people are running if I cant pay off my loan quicker without the treat of not receiving another loan because I paid them too quick. Steer clear unless you like having to pay unnecessary interest for your loan and a £30 administration fee. The greedy never last I give this company no longer than 2 years . DAYLIGHT ROBBERY