DO NOT GO NEAR THIS COMPANY , THEY LIE TO PEOPLE SAYING THAT THEY ARE A INSURANCE COMPANY !! THEY AREN'T ! THEY ARE BROKERS . ANYTHING YOU NEED FROM THEM IF YOU HAVE A POLICY WITH THEM THEY WILL CHARGE YOU AND THEY WILL MAKE SURE TO BLAME IT ON THE REAL COMPANY HEAVENS AND THE "SYSTEM" . I AM A CUSTOMER THAT HAS 2 MORE MONTH OF THE POLICY AND I AM JUST SICK OF PAYING THEM ALWAYS MONEY FOR NO REAL REASON . THEY HAVEN'T DONE ANYTHING OTHER THEN JUST TAKE MY MONEY . IF I HAD ENOUGH MONEY I WONT GO TO COURT .