Cheapest insurance I could find, and I quite like it. Nice Driving Style Dashboard, easy to understand, but in my case there are some error in the black box sometimes, where shows that my journey took 12 hours sometimes. Customer service reply in max 2-3 days and sort this error without any problems. But what I don't really like is that when during my driving in town some kid or dog jumps on the road and I have to do emergency brake then in the scores it shows me low score for Smoothness. It's not my fault and because of it I get less chance to get more reward. Carrot should install program to recognise situations like this. Overall opinions about this company is positive.