I been a custmer with carrot insurance for 7 mounths now and i have to say given all the quotes i had recived while trying to find insurance carrot was by far the cheapest. I love that there is a free app that you get on the phone which allows me to track how my driving has been going, and thanks to this i am able to see weather i am in need of improvment or not. The fact that i am giving money for good driving just motivates me that much more. The only thing i will see about it is that the app marks you and speed,smoothness and usage. Which speed and smoothness i know exsactly what that is lol. But the usage it doesnt give me any information reference what it means by marking the usage!! ......other than that i would highly recommend this company to anyone.