They took my original payment then claimed my bank details were incorrect over the festive period. I was on holiday but found out that their comapany was closed during the seven days notice they had given me. They have since cancelled my payment. I don't believe any good review is from an actual costumer and think this is a fraudulent company. Do not take insurance out as I doubt they would ever pay up and would cancel your policy randomly with immediate effect and no way of getting through to customer services. You can't even reply back to the emails they send you.