I have been with Carrot now for 6 months, insuring myself the day I passed my test. I have since received £34 in my first quarter and have just seen I will receive £33 rewards for my second quarter. £67 back just for driving normally! Very pleased. Don't get me wrong, occasionally I speed but as soon as I realise what I'm doing I slow down and I have yet to be marked down for it. My average driver score is 8.65 and this is easily followable with their fab app. Cheapest insurance quote I had by far and I have not had any problems at all. Would recommend to anyone!