I don't really have a big experience at the moment. I got this insurance not like long ago and I do have the fact that when I drive shopping I go from one shop to another but carrot scores you down also I got marked down for speeding where I know that I don't speed. I think I'm going to have to get used to it as at the moment I can't afford anything apart from this. It has a lot of rules to follow and sometimes they are stupid and unreliable but you have a cheap insurance so I guess I have to expect cheap quality and service. I'm not sure it I continue with carrot next year but soon I'll find out when I have more experience. Now I'm needing to call them to change my pay mend day as I get paid last day of the month we will see how this goes.