In my second year with Carrot and I find them good, the scoring on the app confuses me because I make the same journey to and from work everyday near enough the same time. Near on the same speeds but I get marked down ? Overall they're quite good though. Cheapest way to renew and gone down a hell of a lot. Only thing I would say is they charge a lot for changing things, I changed my car 6 months through and they charged £100 for a new telematics box. I then changed my number plates to private ones and they charged me £35 admin fee. It got spread out over the payments I had left so it went up a lot, so glad it's gone down because it was a lot of money for car insurance.