Took out insurance with these back in February under the impression there were no curfews (as clearly stated in a video on their site), however once I received all documents via email, I discovered that there were in fact curfews and that if you break any of these, your driving score is affected! Also, the blackbox installed appears to not be accurate: when I drive very smoothly, go slowly over speed bumps etc, I often get a slightly lower score for 'Smoothness' but when I don't drive smoothly, go over speed bumps faster etc I get a 10. Another problem with the box is how it marks my speed - I almost always do identical journeys at identical times at identical speeds, sometimes I get a 10 for speed, and then other times I get a minus for speed, despite me driving at the same speed on the same road! Overall, you get what you pay for, so my advice: Don't take the cheapest insurance when comparing. I will not be insuring any car with these again.