DO NOT GET THIS INSURANCE!! they harass you constantly. You need to have your data, location and Bluetooth on at ALL times - which is a battery drainer first of all. I have been contacting them since I started using this app. I have emailed/ called so many times to tell them my journeys have not been recording. no one has done anything about it. 3 months later I receive an email that they are cancelling my insurance because I have not had these functions on even though I had told them so many times the app does not work. I called to ask them why even though I had informed them before and they told me even as we were speaking my bluetooth was not on, I had to send screenshots to prove I was no lying. they said they would call me back in an hour. no call back over the weekend up until now. inefficient liars and thieves.