I was very much in two minds to have this insurance or the device fitted to my car, however I believe it's probably the best decision I could have possibly made! Not only am I a safe driver, it make you aware of the roads more, and the safety of other people. I also love the fact you can have an app on your phone to see how we'll your driving, and tips on how to improve your driving next time you're on the road to get more money back. The app also includes a "find my car" so not only if you've forgotten where you parked but your car is stolen, chances are you will alway know where it is !! I think this insurance group is fantastic, and very much worth the money :) I could 100% recommend Carrot !!!