although they offer the best price on most comparison sites, I could not advise anyone more to not go with carrot, the black box policy is so strict and cancelled my policy when they came to fit the box as they said my window tints that came on the car were modifications and they were not declared. as my policy was going to be cancelled I cancelled it myself and got charged a massive fee which I am still paying to this day, customer service phone lines are slow and not helpful and the live chat is just as bad. I would NOT recommend carrot insurance to anybody they have low insurance prices but sting you with high fees for everything else!