Don’t insure with carrot . Pay the extra to avoid the massive headache and constant worry of policy cancellation for an error as simple as forgetting to turn on the blue tooth on your phone. The carrot wingman is a bright orange eye sore to your car which will constantly fall off your windscreen.If you encounter a problem when setting you carrot app ,which you inevitably will as it is completely over complicated and time consuming you will not be able to talk to anyone about it over the phone as they have narrowed down there call handlers to purely deal with claims and nothing else . If you call they will refuse to help and send you to a tedious automated system which if you grit your teeth you may eventually be able to get through to a person , where you will communicate via message.If you do decide to ensure with carrot , I hope your phone has an great battery life because the numerous components of your phone you have to constantly keep open to avoid them cancelling your policy is massive and will kill your battery very quickly. Passiveness and not reading into this policy was my error . Seeing the cheap price I picked carrot instinctively, to think I could of went to Hastings for 140 more is painful.