Renewed me automatically, making me overdrawn by £500, then took 6 days to deal with it meanwhile my bank charged me £40 for overdrawn fees. They were useless, I kept phoning chasing my money, on my second call they said we can do it right now, but then refund the original refund. So why wouldn't you do an immediate refund straight away when you have overdrawn me! With no notice of renewal! APALING SERVICE.