similar experience to other posts the scoring system makes it impossible to do any driving after 10.00pm if its 10% your policy will get cancelled my son stats showed he only drove 10.5 miles per day the car was parked in our drive for 97% of the the time he never exceeded the speed limit at all but hastings cancelled the policy after 46 days robbing us of £210 box fitting fee absolute scam ( he works at a sport centre which closes at 10.30 3 miles from our house and they cancelled the policy because of the after 10pm driving rule disgraceful: not pointed out clearly in their 74 page policy) hope this helps anyone considering taking out a policy with this company