Avoid at all cost, the policy is clearly a scam to make money, my daughter had a black box fitted by myself as instructed by them. Whilst the score that needs to be above 40% started high it dropped of quick due to time off day driver and that she parks at her boyfriend house. As a student she works some evenings and weekends and as such they score you down. The policy was over £1200 and black box is received by post, which you have to fit. At the point they cancel 8 months in they charge £200 cancelation fee, when they advise you to cancel as if they cancel the policy they say you will not get insurance else where they also charge £90 for the black box to be removed but you take this out yourself? My wife and I have both sat with her whilst driving and found her to be very safe. So I took her car for a period off time and drove it on my policy and regardless off how well I drove it during day time hours they still knocked the score back to keep it under 40% The are aware that if you search for a policy with out the black box that the cheapest you will find is £1880 which is theirs. pay more at the start and avoid Hastings direct at all cost. regards Keith