My son had a black box fitted last year with another insurance company. He almost got over 80% rating with them all the time. This year we changed his insurance to Hastings because we're with them. He's be with them for 35 days and is in his second warning because he is below 40%. He works away during the week and drives a work van. He only uses his car at the weekend and occasionally on an evening if he's worked locally. On average about 5 -10 journeys a week and he has only driven a couple of times after 10pm coming home no later than 10.20pm. But his time of driving is on zero. Also his acceleration and braking is really low about 6-15 scored. Although he says he never revs the car above 2 and he's never braked hard. Whatever he does he can't score higher. So tomorrow is d-day to see if it's gone back up but after a weekend of driving correctly, safely and before 10pm his score has only gone up by 2points 36 to 38. I wouldn't recommend going with Hastings.