Getting home every night for 10pm is very early, most trackers have a later time or allow more flexibility. To enforce this in tge same way in your second year of driving, after getting a discount for good druving is madness. I had a problem with the tracking of my braking in the second year. No matter how careful I was I my score would go down every time the pp refreshed. I spoke to numerous people, they could not explain why this was happening, or when it was happening. They suggested that it could be pot holes or bumps in the road but couldn't tie it down to what time of day or where. I got offered a good discount after my second year but felt that the box was to limiting in night driving and was concerned that my breaking score would continue to drop. I have changed to Diamond without a black box for the same amount of money, as there was no discount offered to other Hastings companies and they were expensive.