Whilst they offer chap pricing and the service is pretty good, BEWARE of all their terms and conditions. I have just cancelled my policy (Feb 2016 which I have had since Oct 2015) due to selling my vehicle and was hit with a £136.59 cancellation FEE... That's a £50 cancellation fee, plus another £86.59 for TIME ON COVER!!!! I figured this is what the monthly direct debit is for anyway... It's a shame that motor insurance has become such a problem nowadays and is not a credit service.. Shame Either way a quick moan and they waived the £50 cancellation fee, so semi-happy resolution, but just be careful...