There were huge issues with a server which prevented me from completing my insurance with them. I paid and was sent an email to complete the registration of my account - it didn't work due to the server issue. I used their online chat which advised me that I would not be covered. I waited for a few days and tried again and again and again but to no avail. I ended up having to purchase elsewhere because when I tried to complete a new quote, the premium had increased by £30 and the excess by £100. I suspect that this computer error has cost them a huge amount of business.