Avoid like the plague! I paid my bike insurance in full at the start of my policy then 6 months in I had to part with the bike. I rang mce to cancel my insurance I was told I was due a refund on my remaining policy and it would be paid to me within 7-14 days. Over a month later still nothing??? So I ring back long story short it turns out I wasn't in formed of the cancellation fees which quite conveniently added up to the exact amount I was due to have returned but they did offer to pay me half what I'm owed? Very big of them. STAY AWAY FROM MCE THEY ARE CON ARTISTS.