mce are a disgrace you try and claim for a bike that was stolen they make you feel like you are the criminal they are not very understanding and then when you have made a claim they except your renewal and then you pay the first instalment over the phone then they ring 2 days later to ask you more questions and say we can not insure you and want to charge me the deposit for cancelation but I never cancelled it they cancelled it I am in my 60s and never been refused anything never been in trouble and now I have this because my bike was stolen they talk to you like you don't matter and no one cares disgusting the way they treat people they might be cheap until you try and make a claim be warned