After getting a quote from mce of 328.00 I called to set up the policy. I had 2 years no claims from a previous policy with mce that ended in jan 2017. I was told that the no claims couldn’t be used due to the fact They was over 3 years old (out of date by 3 months). So I asked why there is a 3 year limit as claims and convictions are counted for 5 years with mce so no claims should be the same. After being told by the adviser the quote was now 580.00 and if I am not happy with it go somewhere else. Tbh there quote with no no claims was still the cheapest but the way I see it is they stuffed me with taking my no claims I had off me. If they have a limit of 5 years for claims and convictions then the no claims should be allowed to be used for 5 years. Seems like this company want the cake and eat it. And it you don’t like it go somewhere else. Not a good way to do business. I am now trapped with mce due to having no no claims and cannot get insurance from anywhere else due to having none. Bit of a joke tbh had me over a barrel.