Do not use this awful company!!! After two weeks of having the policy they irreversibly cancelled. I asked why and asked if they could simply increase my policy if there's a reason problem. The company refused although I had actually sent my licence details to them. This was due to a EXPIRED speeding ticket. My policy has been running two weeks and I paid an annual fee £709 they have said they would refund £400 meaning in just two weeks they think its cost £309?!!!!! I asked if I paid monthly how would they have resolved this and they refused to answer. I've now paid £1600 in insurance. I'm totally upset and I've asked to speak with a manager and their response 'we don't have one' laughable avoid at all costs.