BEWARE !!! octagon yes are cheap but that's the only positive I have to say about them . Firstly there customer service are terrible unhelpful and no empathy. They rip you off if you need to change your address with ridiculous charges and interest on top . They don't update details correctly for other services used through them . There breakdown service is also a shambles I was broken down with 2 young children and they did not have correct vehicle or address details because octagon have not updated they also tried getting a £100 call out charge to me even though I have cover so more rip off and miss selling from them . Please public do not use this horrible company I will be changing as soon as policy is up.